The Hush Post: Punjab Chief Minister Captain Amarinder Singh is all set to launch the farm debt waiver scheme, which will benefit 5.63 lakh farmers.

The Punjab government has identified the farmers, who had taken loan of nearly Rs. 2,700 crores from cooperative institutions as on March 31, 2017.

Additional Chief Secretary (Co-operation) DP Reddy and Additional Chief Secretary (Development) Viswajeet Khanna said of these about 5.6 lakh farmers, the process of verification has been completed for 3.20 lakh farmers. As many as 1.60 lakh cases with loans to worth Rs 748 crore had been approved across Punjab. The symbolic launch event at Mansa will witness disbursement of debt relief certificates toCAP the tune of Rs. 167.39 crore to nearly 47,000 eligible marginal and small farmers, who had taken loans from 701 Primary Agriculture Cooperative Societies of the five districts of Mansa, Bathinda, Faridkot, Muktsar and Moga

Reddy said an extensive plan had been prepared, in association with the departments of agriculture and revenue, for finalisation of the list of eligible farmers. This was being regularly monitored, with emphasis on proper verification and social audit.

As per the plan, the entire debt waiver process would be completed in four phases. In the first phase, verified marginal farmers would be handed over the debt relief certificates and the rest in subsequent phases, after proper verification. For eligible farmers who did not have Aadhar cards or, in the case of mismatch of Aadhar card seeding either with banks or revenue records, verification would be done manually for their inclusion in the scheme in the second phase.

After the completion of the second phase, the record of small farmers would be duly verified to enable them for debt relief.  Thereafter, if any eligible farmer is left out during any of the earlier three phases for some reason, he would be considered for re-verification to bring him within the ambit of scheme. In case any marginal and small farmer is deprived of debt relief scheme, then he/she can submit his/her representation to the Assistant Registrar of Cooperative Societies or Sub Divisional Magistrate of concerned district, which would be resolved promptly to his/her satisfaction.

Khanna said that loans of farmers taken from commercial and private banks would be settled thereafter under the Debt Relief Scheme-2017 already notified by the state, whereby marginal farmers having land holdings less than 2.5 acres and small farmers having land less than 5 acres, who have taken loan upto Rs 2 lakh, would be provided debt relief.

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